Kansas Unemployment Debit Card Guide

If you have a Kansas Unemployment Debit Card (Kansas Bank of America Unemployment Card) and have questions about your card, you’ve come to the right place.

In this detailed guide, we will tell you everything you need to know about your Kansas Unemployment Debit Card, including what to do if you have not received a card, lost card replacement, how to log in online to check your balance, how to speak to a live person at customer service, and much more.

This post will cover:

What is the Kansas Unemployment Debit Card?
Benefits of Kansas Unemployment Debit Card
How the Unemployment Debit Card Works
Activate your Unemployment Debit Card
Kansas Unemployment Debit Card Login
How Do I check my Kansas Unemployment Debit Card Balance?
Unemployment Debit Card Customer Service Phone Number
Kansas Unemployment Debit Card FAQs

What is the Kansas Unemployment Debit Card?

The Kansas Unemployment Debit Card is used by the Kansas Department of Labor (DOL) to pay unemployment benefits.

It is a MasterCard issued by Bank of America.

If you are approved for Unemployment Insurance benefits in Kansas, your benefit payments are applied to this debit card issued to you through the Bank of America.

You do not need to have a bank account to get and use the Debit Card.

Purchases and withdrawals are limited to the balance on your card.

You can then use the Debit Card to make purchases or withdrawals until the funds are exhausted.

The Debit Card is valid for three (3) years.

Benefits of Kansas Unemployment Debit Card

There are several benefits to receiving your Kansas Unemployment benefits via the Bank of America issued debit card, versus via a check in the mail.

Here are the key benefits of the Kansas Unemployment Debit Card and why it is a great alternative to paper checks:

Benefits of the card include:

- Get your money sooner.
- Use it everywhere MasterCardard is accepted (in stores, online, and by phone).
- Withdraw cash at ATMs, banks, and stores with cashback options.
- Transfer funds to the financial institution of your choice at no additional cost.
- Be notified when a deposit is made to your card, or when you have a low balance.
- Receive fraud protection from a Zero Liability Policy.

How the Kansas Unemployment Debit Card Works

Here’s how the cards will work:

Once you are approved for Kansas Unemployment benefits and begin to receive your payments on the Debit Card, Bank of America will create a card in your name.

After your first unemployment insurance payment is authorized, Bank of America will mail the debit card to you via the United States Postal Service (USPS).

You should receive the card within 7-10 days.

Whenever you are due to receive your Kansas Unemployment benefit payment, funds will be sent by Electronic Funds Transfer to your Debit Card.

It is important to note that the Kansas DOL Unemployment Debit Card is NOT a credit card.

Therefore if you try to use your card for purchases that exceed your balance, your transaction may be declined.

How do I know if my new Unemployment debit card was mailed to me?

If you do not already have a debit card for unemployment insurance, you will receive one within 7 to 10 days of filing a claim.

The card will not be forwarded by the post office. If you have moved, you need to call the DOL and change your address to have a new card mailed to your new address.

How to Activate the Kansas Unemployment Debit Card

If you have received the Kansas Unemployment Insurance debit card in the mail, here’s how to activate your card:

Option 1: Activate your card Online.

You can activate your debit card online on the Bank of America Kansas Unemployment Benefit debit card website.

Click here to be taken there.

Once there, click on “Activate My Card” as shown in the image below.

Next, you will be asked to enter your debit card number, as shown in the image below.

Once you have entered your debit card number, click “Continue” and follow the instructions to activate your card.

For security reasons you will need:

the 16-digit number that appears on the face of the card
the 3-digit card security number that appears on the back of the card
the last four digits of your social security number.

During the activation process, you will be asked to create a personal identification number (PIN).

The PIN can be used to make ATM withdrawals and PIN purchases

Once the card is activated, you will be given the account balance and may begin using it immediately.

Option 2: Activate your card by Phone

You can activate online or by calling 1.844.484.0046 toll-free.

Once activated, you may use your card.

Kansas Unemployment Debit Card Login

If you are trying to log in to your debit card, here’s a step-by-step process on how to do so.

Once you are logged in, you can check your card balance, view pending deposits or transactions, or file get information to file a complaint.

Kansas Unemployment Debit Card Login Guide

To login to the Bank of America online portal, follow the instructions below.

Step 1 – Visit Bank of America Debit Card Website

The first step to logging into your debit card online account is to visit the Bank of America website. Click here to be taken there.

Once on the site, click “Sign In” as shown below.

Step 2 – Enter Your Username

Next, you will be asked to enter your username as shown below.

This is the username you created when you first set up your account online.

If you entered the correct username, you will be asked for a password.

Once you enter the correct password, you will be taken to your account.

Forgot Username?

If you do not remember your Username, click on the “Need Username?” or “Forgot Username” link as shown below.

Then follow the instructions to retrieve your username.

You will need your card number and the email address on file to successfully retrieve your username.

How Do I check my Kansas Unemployment Debit Card Balance?

If you are trying to check the balance on your Bank of America debit card, we can help.

Option 1: Log Into Your Account

The first option to checking the balance on your debit card is to log into your account.

Click here to be taken there.

Once there, select sign in to your account by clicking the “Sign in” link.

Next, follow the instructions to enter your Username and password

If you do not remember your Username, click on the “Need Username?” or “Forgot Username” link as shown below.

Then follow the instructions to retrieve your username.

You will need your card number and the email address on file to successfully retrieve your username.

Option 2: Check Card Balance by Phone

You can also check the balance on your cards and review all your account transaction activity by calling the Customer Service number at 1.844.484.0046.

There is no fee for online and telephone balance inquiries.
Sign up for free balance alerts (mobile text message and e-mail) by logging in to your account.

Option 3: Via an ATM

Finally, you can also check your card balance at an ATM.

There is no fee for balance inquiries made at a Bank of America in-network ATM.

To find a Bank of America in-network ATM, click here.

For inquiries made at ATMs other than Bank of America in-network ATMs, the owner of the ATM may charge a fee. Bank of America won’t charge a fee.

Kansas Unemployment Debit Card Customer Service Phone Number

If you have questions about the Bank of America debit card, you can call the Bank of America Customer Service Center toll-free at the number below:

Phone (toll-free): 1.844.484.0046
TTY (toll-free): 1.866.656.5913
Outside U.S. (collect): 423.262.1650

Call immediately if your card is lost or stolen

Customer service is available 24 hours a day, seven days a week.

It is important to mention that Bank of America representatives cannot answer questions about your unemployment claims or DOL programs.

If you have questions about your Kansas Unemployment benefits or application, call the DOL at the number below:

Toll-Free (800) 292-6333
Kansas City (913) 596-3500
Topeka (785) 575-1460
Wichita (316) 383-9947

Kansas Unemployment Debit Card FAQs

Here are the most frequently asked questions about the Kansas DOL Unemployment Debit Card:

What happens after I file an application for unemployment in Kansas?

Here’s what you can expect after you submit your application for Unemployment Insurance benefits in Kansas:

All new applications will have an identity verification conducted with the Social Security Administration.

Next, you will receive an “Unemployment Insurance Monetary Determination” letter.

The letter will include:

The start date of your unemployment claim
Your base period
The amount of wages reported by each employer
Your weekly benefit amount
Your total benefit amount

The information in the letter will show whether you have earned enough wages to establish an unemployment claim.

However, if you believe that wages on your “Determination Letter” are incorrect or missing information, contact the Kansas Unemployment Contact Center for assistance.

You will be asked to provide proof of the correct wages (check stubs, W–2 statements, or other documents) in order to review your claim.

It is important to note that a monetary determination letter does not mean you will receive unemployment benefits.

Additional information may be needed from you and/or your employer to make sure you are eligible.

However, you must continue to file your weekly claim for payment while your claim is being investigated.

When will I receive my Unemployment Benefit funds?

It takes at least three weeks to process a claim for unemployment benefits in Kansas and issue payment to most eligible workers.

If you choose to receive payments via the DOL Bank of America Debit Card, Bank of America will mail you a card once benefit payments are available.

If you received Unemployment Insurance, Disability Insurance, or Paid Family Leave benefits on a DOL Debit Card in the last three years, know this:

You will receive your new Unemployment benefit payments on that card.

What do I do if I don’t receive a debit card in the mail?

First, It takes at least three weeks to process a claim for unemployment benefits and issue payment.

When your first benefit payment is available, you will receive a DOL Debit Card in the mail.

Once you activate the card you can track, use, and transfer your benefit payments.

If you have not received your benefits after three weeks,

Confirm the address on file with the Kansas Department of Labor.

If your address is correct, check the following if:

You have filed for UI in the past and your previous card is not expired, the funds will be transferred to that card.
Your previous card is expired, your new card will automatically be issued when the deposit posts.
You have lost or destroyed your previous card, you will need to call Bank of America to request a replacement.
It has been over ten (21) days since you filed your claim and you have not received your debit card, contact Bank of America at 1.844.484.0046 or visit prepaid.bankofamerica.com/kdoldebitcard.

What happens if I destroy or lose my debit card?

If your Kansas debit card is lost or stolen, call Bank of America at 1.844.484.0046.

When prompted by the auto attendant, choose Lost or Stolen from the automated menu.

You do not need to have your old card number or speak to a representative.

Your old card will be canceled and a replacement card will be mailed to you.

The replacement card will be delivered in 7 to 10 business days from the date you order it.

Furthermore, once you order a replacement card, avoid requesting a second one.

That is because if you place an order for a second card, it will cancel the first card.

This may cause a delay in receiving your payments.

Will the post office forward my debit card if I move and leave a forwarding address?

No. The card will be returned to the Bank of America Debit Card center. You must contact the DOL telephone claims center or go online to update your address.

It may take up to 3 business days for this information to update with Bank of America.

You then can contact the Bank of America Debit Card call center at 1.844.484.0046 to request a new card be mailed.

A replacement card will be issued to you. Please keep in mind due to mailing time it can take up to seven (7) to ten (10) days.

What happens to my debit card if it is mailed to the wrong address?

The card will be returned to the Bank of America debit card center.

You must contact the Kansas DOL telephone claims center or go online to update your address.

It may take up to 3 business days for this information to update with Bank of America.

You then can contact the Bank of America Debit Card call center at 1.844.484.0046 to request a new card be mailed.

A replacement card will be issued to you. Please keep in mind due to mailing time it can take up to seven (7) to ten (10) days.

Can I add Money to my Unemployment Debit Card?

No. You cannot make any additional deposits to the debit card account.

Only unemployment insurance payments made by the Kansas Department of Labor (DOL) can fund the card.

Can I change my Debit Card Address with Bank of America?

No. Your address cannot be changed via the Bank of America website nor by Bank of America customer service.

Please contact the Kansas Department of Labor (DOL) to update your address.

How do I Transfer Funds from the Debit Card to my Personal Bank Account?

Here’s how to transfer funds from your card account to a traditional checking or savings account.

First, sign on to the website and select the “Transfer Funds” option from the Account Summary page.

Next, you will need to register a “transfer-to” account prior to performing your first transfer.

Once your “transfer to” account is authenticated (this can take up to 5 business days), your transfer will be made.

After you have transferred funds online, it can take up to 2 business days to receive your funds in your account, and the transfer cannot be canceled once entered.

If your account is a Bank of America account, the funds could be available the next business day, if not sooner.

A minimum value of $20.00 may be transferred.

Note that you can only transfer funds to a traditional checking or savings account owned by you at any U.S. financial institution

Transfers Cannot Be Reversed

Once funds are transferred to your checking or savings account, you will not be able to have the funds returned to you.

Therefore, it is important to make sure the routing number or account number you provide for your checking or savings account is correct.

Kansas Unemployment Debit Card Replacement

If your debit card is lost or stolen, the Bank of America “Zero Liability” Policy protects you against fraudulent transactions (subject to certain conditions).

Contact the Debit Card Customer Service Center at 1.844.484.0046 to report your card lost or stolen and to request a replacement card.

If the card has been used, the bank will issue the replacement card in the amount of the remaining balance.

If the post office is unable to deliver a Debit Card, it will be returned to the bank.

Contact the Debit Card Customer Service Center at 1.844.484.0046 for help on how to update your address to have a new card mailed to you.

Can I get Tracking for my Replacement Card?

There is no tracking information for the debit card mailed through the post office.

However, you can pay $10 to have your card mailed by express delivery with tracking.

You will have to contact customer service for an update on tracking information.

Are there fees associated with this debit card?

You are allowed unlimited free ATM Cash Withdrawal at any Bank of America ATM or Allpoint ATM.

When you use an ATM that is NOT a Bank of America ATM, a $1.50 fee will be deducted from your card balance.

These ATMs may charge additional surcharge fees for using the machine.

Here is the list of all the fees for the Kansas Unemployment Benefits Debit Card.

All fees	Amount	Details
Spend money
Per purchase with PIN	$0
Per purchase with signature	$0
Get cash in the U.S.
ATM withdrawal, in-network	$0	“In Network” refers to Bank of America or Allpoint ATMs. Locations can be found at www.bankofamerica.com/kdoldebitcard. You will not be charged a fee by Bank of America or Allpoint.
ATM withdrawal, out-of-network	$1.50	“Out of Network” refers to all the ATMs outside of Bank of America or Allpoint ATMs. You may also be charged a fee by the ATM operator even if you do not complete a transaction.*
Bank teller cash withdrawal	$0	Available at financial institutions that accept Mastercard®cards. Limited to available balance only.
Information
Customer service	$0
Online account information	$0
ATM balance inquiry	$0
Using your card outside the U.S.
Each international transaction	1.50%	Of total U.S. Dollar amount of transaction
International ATM withdrawal	$3.00	This is our fee. You may also be charged a fee by the ATM operator even if you do not complete a transaction.
Other
Online funds transfer	$0
Replacement card, domestic	$5.00	You will be charged this fee after 1 free each year.
Replacement card, express delivery	$10.00	Additional charge, per request
Replacement card, international	$10.00	Additional charge, per request
Inactive Account	$0

When do I file my first weekly claim for payment in Kansas?

You can file your first weekly claim beginning the Sunday afternoon after filing your unemployment application in the previous week.

For example, if you filed your application on Tuesday you can file for your first week of unemployment beginning on the following Sunday.

You may file weekly claims on the Internet or telephone. You must file each week to be eligible for your weekly payment.

How do I file my weekly Kansas Unemployment claim online?

Here’s how to file your weekly claim for unemployment benefits payment online:

Go to www.GetKansasBenefits.gov and click on FILE A WEEKLY CLAIM.

Enter your Username, Password, and PIN to log in.

You can file your weekly claim online at the following times:

Sunday from noon to Monday at 9:15 p.m.
Tuesday through Friday from 7 a.m. to 9:15 p.m.
Saturday from 7 a.m. to 5 a.m. on Sunday

You may be instructed to provide information regarding your eligibility.

If you have any questions about how to use the system, you should review the frequently asked questions at www.getkansasbenefits.gov.

You should file every week you are unemployed.

If you skip a week it will create a break in your claim and you will need to reopen your claim to continue filing your weekly claims.

Where is my Unemployment Benefit payment?

Benefit payment information is available online through the UI Online portal.

Also, you can get information about when your last payment was issued by using the self-service phone system.

Hours: 24 hours per day, seven days per week

Phone number:
Toll-Free (800) 292-6333
Kansas City (913) 596-3500
Topeka (785) 575-1460
Wichita (316) 383-9947

Kansas Unemployment Phone Number

If you have questions about your Kansas Unemployment benefits, call the number below: